There are days when your child is the best in the world but then there are days where nothing in the world can calm them down. They have had a bad day at school or an argument with a friend or it’s just not a good day when they woke up. Your parental instincts want to fix all the worries right away and make it all rainbows and sunshine again but all you get is a tantrum or an argument and a big “NO” for everything that you offer. You are annoyed and so is your child right back at you.
So how do we make sure they get to the other side where there is happiness again. Even I face these kinda days and it’s no cakewalk. Now the solutions mentioned here are tried and tested and work like a charm and you know why??!! Because these solutions were given by my child herself.
During the so called perfect days and happy times, I ended up asking my daughter what things make her happy? What things cheer her up?
That’s how I know these will work their magic and get her up and about soon.
1. An animated movie with popcorn How bad the situation is, depending on that I bring out this big gun. It’s the master of all and it definitely works. Come on, even you would cheer up after a good movie with some crunchy popcorn.
2. Music and Dance Nothing that some peppy music and cheesy steps can’t fix. Our favourites for these are birdie dance, Macarena, Rigga digga dong song, Sid’s shuffle continental drift.
3. Rainbow rice Some rainbow colored rice, pots and pans to pour, spoons to scoop and dolls and animals to play with, and all that stress starts going away.
4. Playdough I usually ask my child to get involved while making the homemade playdough and ask her what colors she would choose. Involving her right from the start does make a difference. Kneading the dough does have a calming effect. Do try!!
5. If you jump in muddy puddles, you must wear your boots Now who wouldn’t want to enjoy it like Peppa pig and it’s the right season for it too. Take advantage of the pouring rains and let them out in the balcony once in a while. You won’t believe how well it works.
6. Bath and toys Eira enjoys her younger brother’s bath toys too. Ducks, boats and some cups for pouring activity. She even takes her swimming glasses along and has a good time. Washes away all the stress.
7. Books and some hot cocoa
You definitely have an idea what is your child’s favourite when it comes to books. Place them in front of your kid alongwith a cup of hot cocoa and let them work their charm. A graphic novel can be a great choice to get those giggles.
Last but not the least. Let them draw, dab, paint and splash some colors onto their blues to get rid of them. Including glitter and stickers work amazingly.
Grumpy days are definitely rough and having some tricks in your pocket would help make a huge difference in fixing your child’s day. The best part is all these can be done right in the comfort of your home where they feel the coziest and safe.
What’s your go-to charm for your child’s grumpy day?
Saving money is one of the most important aspects for adults for having financial security. But do you think this habit can be learned in a day or two? It is an element that needs to be picked up in childhood and rooted in to ensue willingly. We need to empower our kids by teaching them the importance of saving. But how can we achieve that??
Here are 5 easy yet effective five ways to teach your kids the importance of saving.
Help children to set goals through a Piggy Bank or Saving Jars Using a Piggy Bank is a great way to teach your kids the importance of saving. The goal should be to fill it up until there is no room left. I gifted my daughter her first piggy bank when she was less than 2 years old. She didn’t understand the value of it then but knew that whenever she found notes and coins, they had to go into the piggy bank. The money was collected for a full year until Children’s day and then we bought gifts for her from the savings. Starting with these basics, Eira understood that savings are important. Your kid is asking for a specific toy that’s of a higher price, you can help them set goals to make sure to save first and then get the toy. Having multiple jars with pictures of their goals or a gift they want to give their siblings or best friend, will get them excited and keep them on their toes to reach the goal. A saving jar labelled “donation” can imbibe values of contribution towards the needy.
In 2018, when Kerala was in need of relief funds due to floods, I’d explained to Eira that there is a need for donation and that our entire country had risen for the cause. That was a lesson as well as a motivation for her and she also donated a part of her savings through an organization.
Provide monthly allowance Once your kids realize that the allowance they receive from you is a fixed amount, the thought of having an extra income will certainly excite them. Once in a while, allow them to do extra chores and provide an incentive. This will motivate them to be more proactive in helping out at home and even lend a hand to relatives and neighbors. Exercise caution with the frequency of offerings and which activities are rewarded. You certainly do not want them thinking that they will get paid every time they help out in the house. A proper reward system will motivate a hard work ethic.
Teach them budgeting Get your kids involved when you are creating your monthly budget. Explain to them the difference between what is necessary and what isn’t. This will help them develop smart spending habits. Tell them about, how you set your monthly budgets and keep aside savings to run the household. Instead of numbers, you can talk in percentages, if you are not very comfortable sharing the information.
Lead by example A study by the University of Cambridge found that money habits in children are formed by the time they’re 7 years old. Those little eyes are always around us watching and learning. We parents are their first role models and what we do directly has an impact on them. Kids at a young age might not understand how a bank works. Most of the kids think that a bank is a place where everyone gets as much money as they need. So make sure that you’re saving first. Having a piggy bank placed right next to theirs with one of your goals will make things perceivable for them. Maybe a family holiday that you’re planning for or a gift that you want to buy for yourself or a family member. The more the situation is transparent the more they absorb and learn.
Avoid impulse buying “Mom, can I get this toy?” , “Dad, can I get this dress?”. Do not fall for those words especially when it comes to teens. Make sure they know that things cannot be bought in a whiff. Planning your budget, making sure to know how much can be spent in that particular week/month is properly planned. There might be friends who get all the stuff that they demand for right when they ask for it, but you need to make sure your kid understands that contentment starts from the heart. A little can go a long way. The best way to make sure they learn budgeting is to include them in the grocery planning and shopping with you. Moms very well know how much planning goes into keeping their pantry filled within the budget to keep saving yet bringing delicious meals to the table.
Learning responsibility about handling savings After a certain age, you can guide your kid to open a savings account in a bank. This is a great way to learn how to operate a bank account as well. Don’t forget to pitch in a portion into their savings when they start a bank account for their motivation. This step will take money management to the next level. But thats not all. Educating kids about finance management is a process and L&T Mutual Fund can help you in just that in the best way possible.
A Systematic Investment Plan (SIP) can be one of the best possible options for it. A SIP investment can help you save from as little as Rs.500 each month, and it can help you to accumulate a sizable amount over time to reach your goals. A perfect way to invest your child’s savings and explain them how their savings are growing over time.
The SIP Calculator can be used to see the monthly SIP amount they’d need to invest in order to achieve a particular goal in a particular time period.
Every child is different but as parents, you have to guide them and help them start their financial journey so they can become adults who manage their finances well. With time, assistance and support your child will learn the skill of savings at a younger age which will ripple impeccably into their adult life.
Disclaimer: This is for general information only and does not regard to the particular needs of any specific person who may receive this information. L&T Investment Management Limited, the asset management company of L&T Mutual Fund or any of its associates; does not guarantee/indicate any returns/and shall not be held liable for any loss, expenses, charges incurred by the recipient. The recipient should consult their legal, tax, and financial advisors before investing. The recipient of this information should understand that statements made herein regarding future prospects may not be realised or achieved.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Being acceptable of a sibling is not easy for every child and it is our responsibility as a parent to prepare them early before the baby is due.
When I completed my first trimester, me and my husband talked to Eira that we were expecting. She was on top of the world but I still knew I had to prepare her for all the changes she is gona see in me and after the baby comes.
Ways I prepared Eira during pregnancy, ✓ Sharing the pregnancy news together as parents. The child should not come to know from someone else. ✓We read about the baby’s development together every week. So there were no surprises when my bump started to grow and she knew exactly what was going on inside me. ✓ I involved Eira in my pregnancy announcement. ✓ Reading books about being a big sister and how the baby will be. ✓ Talking about her also being responsible for the baby and that the baby wil learn more from her. ✓ Reading to the bump together. Since her reading skills had developed she read more stories to the baby and made some of her own. ✓ Some kids expect that when the baby comes, they wil be able to play right away, so we talked about how she can be involved with the baby by reading, singing, playing her guitar, changing diapers, helping during bath time, etc. ✓ Some kids expect a certain sibling like Eira wanted a sister. We talked about how nature takes its course and a healthy and happy baby is what we should be looking forward too. ✓ We also shared stories about when I was expecting her and she used to find them very interesting.
Some kids are well prepared but once the baby arrives, everyone’s attention seems to shift and that can change the elder child’s mind.
We started the connection between them right at birth. When the baby was taken to the family, I had asked the doctor in advance to let Eira be the first one to see and hold the baby. Of course their Dad was there. I cannot express how happy and special she felt and how she talks about it till date. At that moment itself, the big sister feeling had taken over.
Ways to avoid jealousy between siblings: ✓Make sure there is an alloted amount of time for the elder child everyday. ✓They should be included in the daily chores of the baby showing that even they are needed by the baby. Reading, singing, baby exercises, fetching diaper essentials, helping during bath time can be done together. ✓ Try to avoid conversations where family and friends talk about how parents love little ones more. ✓ When the older sibling needs a parent, it just might not be patient enough to understand that the baby is crying or feeding, etc. That is a great time for Dads to step in and take it ahead. For kids who need their mothers the most, this step needs to come in practice during pregnancy phase itself.
At the end, we also need to understand that they are kids themselves. We need to cut them some slack. Give them a little time and they will definitely come around with our love and support! 😊